Yes, investors can apply to sell and redeem their ALFI holdings for USDC or USDT with just 14 days' notice. However, redemption requests are subject to market conditions and cannot be guaranteed.
Additionally, if you decide to sell before the investment’s maturity date you’ll forfeit any accrued interest and incur a 5% early redemption fee based on your total invested amount. This fee is applied when your redemption request is approved
Example: If you invest 100 USDC/USDT and receive 100 ALFI tokens on 1 January 2025, then on 10 December 2025, nearly 12 months later, you decide to sell all your tokens, you would need to apply for redemption with 14 days' notice. After approval, a 5% fee is applied, your accrued interest is removed, and on the specified date, you would receive 95 USDC/USDT.
💡 Lock-up periods refer to you needing to keep all of your funds invested for a specific period of time.
💡 Redemptions refer to you being able to pull some or all of your money out of a private credit investment.